M = P × ((1 + r)n − 1) / r × (1 + r)
M = Maturity value
P = Monthly investment amount
r = Monthly interest rate (annual rate / 12 / 100)
n = Total number of months
Our free SIP Calculator helps you estimate the returns on your Systematic Investment Plan (SIP) in mutual funds. Enter your monthly investment amount, expected annual return, and investment duration to see your estimated maturity value and wealth gained.
SIP (Systematic Investment Plan) is a method of investing a fixed amount regularly in a mutual fund. It enables you to invest in a disciplined manner, benefits from rupee cost averaging, and harnesses the power of compounding over a long period.
M = P × ((1+r)ⁿ − 1) / r × (1+r)
$5,000/month at 12% annual return for 10 years:
Invested: $6,00,000 | Maturity: ~$11,61,695 | Wealth Gained: ~$5,61,695